Ford Novated Lease
Unlock Ford’s proven durability and innovative features with an easy novated lease from Leaselab. Simplify car ownership with tailored, tax-effective leasing. Get started today.
All your car and running costs are included
Customer Service
Rego & Insurance
Tyres & Alignment
Servicing & Maintenance
Fuel or Electricity
Lease Payments
Choose your own running costs
You can customise your lease to your liking. Get a Personalised Quote below to choose your options.
Find a Ford favourite in our novated lease range
Ford delivers proven durability and innovative features across its range, from the Ranger and Everest to the Mustang Mach-E. A novated lease through Leaselab lets you drive the Ford you want while paying less tax. It's straightforward, flexible and designed around what works best for you.
Is novated leasing available on Ford’s hybrid or EV models?
Yes. The Mustang Mach-E is available for novated leasing, and these variants qualify for federal FBT exemption, meaning you can salary package 100% of your lease and running costs tax-free, making electric SUV ownership genuinely affordable.
While a hybrid model does not qualify for the FBT exemption, novated leasing can still offer great tax benefits. Contact Leaselab to find out how you can take advantage of these savings with Ford’s innovative line-up.
What happens at the end of my Ford novated lease?
You've got flexibility at lease end. You can:
- Pay the residual and own your Ford outright
- Upgrade to a newer Ford (or any other vehicle) and start a fresh lease
- Refinance the residual to keep your current Ford for another lease term
It's all about what works best for you. Many people use this opportunity to upgrade to the latest model while continuing to enjoy novated lease tax benefits.
What is a novated lease?
A novated lease is an innovative way to finance your vehicle through a three-party agreement involving you, your employer, and a car finance provider. It allows you to pay for your car from your pre-tax salary, leading to significant tax savings and a streamlined car ownership experience.
Save thousands in tax
Bundle your car and running costs into one pre-tax salary deduction, saving thousands annually and tens of thousands over the lease's lifetime.
Get a better car for less money
Save up to $6,353 on the GST component of the car's price, making it easier to afford a better car and maximising your budget.
No bill shock
Turn annual car-related expenses into even monthly payments, preventing unexpected costs that can disrupt your budget.
Include running costs
Add fuel, servicing, insurance, and more to your lease package, all paid pre-tax, increasing your savings on everyday costs.
Fixed monthly payments
Enjoy predictable, fixed payments over the lease term, helping you manage your finances with confidence.
Managed by us, for you
We handle all aspects of your lease, from processing expenses to providing transparent account reporting, ensuring hassle-free management.
The Process
How It Works
A novated lease is a way to pay for your car and its running costs using your pre-tax income, which in the eyes of the ATO reduces your total salary and therefore the amount of tax you pay. It sounds simple, but it’s a total game-changer. Here's how it works in three simple steps.
You + Your Vehicle
Found the car you want? Perfect. Now, instead of you paying for your car outright, you enter into a lease agreement for the car for a fixed period between 1 - 5 years.
You + Your Employer
An agreement is set up between you, your employer and us. Then, your deductions for the lease (including running costs too, if that's what you want) are made by your employer from your pre-tax income. And that reduces the income tax you pay each pay cycle. Plus, your deduction amount is fixed, so you know what you’re paying for your car each month.
You + Leaselab
With a direct line of communication through a dedicated relationship manager, we'll help you navigate any challenges right the way through your lease. Whether it's today or five years from now, we promise you’ll always have the same level of help and service all the way through to the end of your lease.
Instant estimate - no obligation
What Ford models are available for a novated lease?
Whether you need genuine work capability, family space, or premium electric tech, there's a Ford that works for your novated lease. The Ford models available for novated lease include:
Can I use my Ford novated lease vehicle for personal use?
Absolutely. Your Ford is yours to use however you want. Unlike some financing options that limit personal use, a novated lease gives you complete freedom to drive your Ford however it suits your life.
How much can I save with a Ford novated lease?
Ford novated lease savings come from three places: salary sacrifice reduces your taxable income, GST exemptions save you roughly 10% on purchase price upfront, and bundled running costs are paid pre-tax. The exact number depends on your salary, the Ford model, and driving distance.
Plug your details into our Ford novated lease calculator to get a personalised figure in minutes.
Can I claim running costs like fuel and servicing through my Ford novated lease?
Yes, running costs such as fuel, servicing, insurance and even tyres can be included in your Ford novated lease payments. Bundling these expenses into one tax-effective salary packaging payment simplifies budgeting and can save you money. This is particularly beneficial for tradies and regional workers with higher running costs, as well as busy families who appreciate hassle-free, predictable expenses.
Is it better to lease or buy a Ford ute if I’m working FIFO or in construction?
Leasing is often smarter for FIFO and construction workers. It reduces upfront costs, bundles running expenses and offers flexibility if your job situation changes. Novated leasing with Ford lets you drive a reliable ute without the hassle of ownership, keeping your cash flow steady.
Can I include a canopy, tow bar or off-road accessories in my Ford lease package?
Absolutely! Accessories such as canopies, tow bars and off-road gear can be included in your Ford novated lease if they are part of the initial vehicle quote. This way, your ute is fully equipped within your tax-effective payments. Unfortunately, accessories added after the lease starts can’t be claimed or reimbursed.
Is the Ford Everest a good family SUV to lease through novated leasing?
The Ford Everest is an excellent SUV for families. It offers spacious seating, advanced safety features and strong towing capacity. Leasing it novated allows families to enjoy premium comfort and technology while benefiting from tax savings and flexible payment options. Estimate your repayments today with our easy-to-use calculator.
How does Ford’s safety tech compare to Toyota for family driving?
Ford’s safety tech, like Co-Pilot360, matches Toyota’s suite with features such as autonomous emergency braking and lane-keeping assist. Both brands focus on family safety, but Ford’s driver-assist tech often comes standard on more models, making it a practical choice for everyday family driving.
What happens to my Ford novated lease if I change jobs or go part-time?
If you change jobs or move to part-time work, you can usually transfer your Ford novated lease to your new employer or adjust your payment terms. This flexibility provides peace of mind, allowing your lease to continue even if you decide to switch jobs. If your new employer isn’t set up with novated leasing yet, we’d be happy to help them get started.
Is the Ford Everest a better family SUV to lease than the Mitsubishi Pajero Sport?
The Ford Everest offers more interior space and advanced driver assistance features compared to the Pajero Sport, delivering a comfortable and capable ride for families. Both are durable and reliable, but Everest’s modern tech and comfort often appeal more to families on novated leases.
Does the Ford Ranger offer better towing or tech than the Isuzu D-MAX?
The Ford Ranger offers strong towing capacity and a more advanced infotainment system than the Isuzu D-MAX. It’s a reliable choice for tradies who want robust performance and modern tech, combined with the convenience and savings of a novated lease.
How do Ford's 4x4 capabilities stack up against the Triton for off-road work?
Ford’s 4x4 system in the Ranger is robust and designed for tough off-road conditions, often outperforming the Mitsubishi Triton in traction and handling. For tradies and regional workers tackling rough terrain, the Ranger offers confidence and durability on every job site.
About Leaselab
We work hard to make the complex world of novated leasing easy and accessible for everyone. This is part of our long-standing goal to reinvigorate the novated leasing industry with a focus on service and quality. We are here to do the right thing for our customers.We live and breathe novated car leasing and are ready to provide you with personalised guidance so that you're informed every step of the way.As we always say: It’s a new lease on novated leasing.
Why choose Leaselab for your novated lease?
We work hard to make the complex world of novated leasing easy and accessible for everyone. This is part of our long-standing goal to reinvigorate the novated leasing industry with a focus on service and quality. We are here to do the right thing for our customers. We live and breathe novated car leasing and are ready to provide you with personalised guidance so that you're informed every step of the way.
years of combined experience in novated leasing
Customer satisfaction rating
of reviews are 5 stars
How we stack up against the competition
We believe everyday Aussies deserve a smarter way to buy a new ute. That's what grounds our commitment to customer success. And it's why we always act in the best interests of our clients by providing trustworthy education and guidance, even (and especially when) it’s difficult.
Total Transparency & Easy Access
See all your lease details at any time, with a simple, intuitive online portal.
Multiple Lender Options, Competitive Rates
Choose from a range of lenders to get the best deal for you.
Super Short Support Wait Times
Speak to a real person in under a minute, on average.
Rapid Reimbursements
Get your money back fast—usually within 2–3 business days.
Dedicated Account Manager
Enjoy personal service from your own account manager, for the life of your lease.
Exclusive Employee Benefits
Access extra perks and benefits beyond your lease, at no extra cost.
Our Happy Customers
Helping Aussies get into their dream car
We’ve helped thousands save tens of thousands, and we’re on a mission to make novated leasing mainstream, simple and accessible to everyone.
Education that empowers you
We’re here to give you the knowledge and confidence to make the smartest decision for your situation.
Service that never stops
From your first quote to your final lease payment and beyond, our team is by your side throughout the entire process.
“Great service. Always very prompt in answering questions. Excellent communication, kept me up to date through the whole process. Really couldn't be happier with the service I received.”
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Wayne R
