Compare all of our novated leasing plans to find what works for you
We've revitalised novated leasing to ensure it aligns with the needs of today’s working Aussies - like you.
Your lease, your car, your choice
Our guide below will give you a good idea of the options available to you. Remember, a novated lease can do more than simply cover your car. It can cover all of your running costs to maximise your savings too!
The car +
all running costs
Leave it to us to maximise your tax benefits for the running of your vehicle,
On average, a Leaselab customer saves $41,000 on a $60,000 car over 5 years
Just the car.
Simple.
Reap the tax benefits on just the vehicle itself, and manage running costs separate to the lease.
On average, a Leaselab customer saves $30,000 on a $60,000 car over 5 years
The car +
your choices
Pick and choose what to include and BYO inclusions, like your own insurance.
On average, a Leaselab customer saves $37,000 on a $60,000 car over 5 years
- Fuel card
- Servicing costs
- Tyres
- Car registration
- Insurance costs
- Roadside assistance
- Won’t pay GST on the purchase of your car
- Access to fleet pricing
For this example, we've included:
- Car registration
- Insurance costs
- Won’t pay GST on the purchase of your car
- Access to fleet pricing
But you can add or remove any of the options in "Fully Covered" to build a custom lease for you.
- No inclusions - vehicle only
You want to minimise tax as much as possible.
You only want some running costs included.
You only want the car and nothing else included.
This rolls everything into your pre-tax salary, so you save on all car expenses.
You can keep your preferred providers or use ours wherever you want.
You can keep your preferred providers for servicing, insurance and other running costs.
Our fuel cards cover 93% of stations. If yours isn't covered, you can always claim it later.
You won’t save on the items you don’t include, so less savings overall.
You’ll save less overall, including no savings on petrol.
Which novated lease plan is right for me?
Great question! And fortunately, we have all the answers.
As cliché as this sounds, the right plan for you depends on your preferences, needs and unique circumstances. In most cases, a fully covered plan works best if you’re looking to reduce your tax as much as possible and simplify paying for your car’s running costs. But in the end, you need to select the plan that works best for you.
We take customer service very seriously and it's something we pride ourselves on, so we can walk you through each option.
Over years of experience, we’ve honed our knack for finding the most cost-effective novated lease package for each person. We like to think we’re pretty good at turning over every stone and maximising savings when we look after each person’s individual needs.
As specialists in novated lease management, we secure compelling discounts for you, on both your vehicle and running costs.
We’re here for you, no matter which plan you choose
Offering expert management for your novated lease, we’ll:
- Closely manage your lease
- Process any vehicle expenses
- Check all charges on your account from third parties
- Ensure your invoices are paid on time
- Offer transparent account reporting that is near real-time
- Answer all of your questions
- Have friendly chats
All of this makes your life much easier, especially at tax time.
We do it all for you!
Unfortunately, most other novated lease providers outsource this critical aspect of lease account management, leading to frustration for clients and a lack of clarity around account security.
That doesn’t happen at Leaselab. You’ve got us – wholeheartedly.
Full control with our fully covered option
As all vehicle costs are accounted for in our fully covered novated lease, budgeting is simple and helps you avoid bill shock when your rego, insurance and servicing costs arrive. At the start of your lease, we accurately budget the future running costs of your vehicle based on your needs and historical usage. This allows for an easy, predictable payment that’s the same amount every pay cycle throughout your lease.
You can adjust the forecast however you’d like at the start, and if you have a surplus at the end of your lease, the funds are returned to you. We provide you with a card to use when you pay for fuel and you will also receive a service and maintenance card to streamline the process of getting your services paid for.
On top of that, we provide you with full support throughout your lease, meaning you can easily track all of your vehicle expenditure and have full transparency on your vehicle usage.
Still thinking, “what is novated leasing?”
If you’re still unsure after browsing through our leasing plans, then we’ve got your back.
In our opinion, novated leasing is one the most cost-effective and financially rewarding ways for you to purchase and run your car. It is also one of the very few ways that an employee can create a significant tax break.
With thousands of dollars in potential savings each year, it's a real game changer for working Aussies!
Get in touch
We’re experts in the novated leasing space, so if you have any questions or want to chat through the process feel free to give us a call on 1300 888 594. You can send us a message if that suits you better. Our true passion is creating the best possible novated lease packages, tailored to you to reduce tax and maximise savings – with a great car too!