Website Terms of Use

Welcome to the website of Leaselab Pty Ltd (ABN 45 635 559 269) ("we", "us" or the "Company"), an arranger of novated leases.

This website is located on the web via the domain https://www.leaselab.com.au/ and includes all of the files located in that domain ("this site").

‍

Agreement to these Website Terms of Use

By accessing this site, you agree to be bound by these terms of use ("Website Terms of Use"). These Website Terms of Use constitute a binding agreement between you and the Company and govern your use of this site.

‍

Privacy Policy

As part of these Website Terms of Use, your use of this site is also subject to our Privacy Policy (located at https://www.leaselab.com.au/privacy-policy), which is incorporated by reference into these Website Terms of Use.

‍

Intellectual property

Copyright

In these Website Terms of Use, the term "Proprietary Content" means:

• this site;
• all of its content (including all of the text, graphics, designs, software, data, sound and video files and other information contained in this site, and the selection and arrangement thereof); and
• all software, systems and other information owned or used by the Company in connection with this site (whether hosted on the same server as this site or otherwise).

All Proprietary Content is the property of the Company or its licensors (as applicable) and is protected by Australian and international copyright laws. You must not reproduce, transmit, republish or prepare derivative works from any of the Proprietary Content, except as expressly authorised by these Website Terms of Use or with the prior written consent of the Company or other copyright owner (as applicable).

You may download and print out content from this site only for your own personal and non-commercial use and provided that you do not remove or modify any copyright, trademark or other proprietary notices.

‍

Trademarks

The phrase "LEASELAB" is a trademark of the Company. The look and feel of this site (including all button icons, scripts, custom graphics and headers) are the copyright of the Company. These trademarks and copyright may not be used, copied or imitated, in whole or in part, without the prior written consent of the Company.

‍

Copyright claims

If you believe that our site contains any material that infringes upon any copyright that you hold or control, or that users are directed through a link on this site to a third party website that you believe is infringing upon any copyright that you hold or control, you may send a notification of such alleged infringement to us in writing. Such notification should identify the works that are allegedly being infringed upon and the allegedly infringing material and give particulars of the alleged infringement.

‍

Restrictions on use

Prohibited conduct

You must not use this site:

• in violation of any applicable local, state, national or international law;
• for any fraudulent or malicious purposes;
• to access, retrieve or index any portion of this site for use in constructing or populating any database that is searchable online or for the purpose of soliciting or sharing reviews;
• to interfere with the display of any advertisements appearing on or in connection with this site;
• to reverse engineer, decompile, disassemble, adapt, modify, translate, frame or reformat any of the material contained on this site;
• to reproduce, duplicate, copy or store any of the material appearing on this site other than for your own personal and non-commercial use;
• to falsely imply that any other website is associated with this site;
• to use or exploit any of the material appearing on this site for, or in connection with, any business or enterprise (whether for profit or otherwise), including any business or enterprise that is in competition with this site;
• to release to the public any news release, advertising material, promotional material or any other form of publicity or information relating to the Company without the Company's prior written consent; or
• to transmit any information or material that is, or may reasonably be considered to be:
  • abusive, threatening, harassing, harmful, obscene, indecent, lewd, inflammatory, violent, vulgar, profane, racially, ethnically or otherwise objectionable or offensive in any way;
  • infringing upon or violating any copyright, trademark, patent or other intellectual property or proprietary right;
  • containing any political campaigning material, advertisements or solicitations; or
    likely to bring the Company or any of its staff into disrepute.

‍

Violations of these Website Terms of Use

Without limiting any other remedies available to the Company at law or in equity, the Company reserves the right to, without notice, temporarily or indefinitely suspend, or terminate, your access to this site or refuse to provide services to you if:

• you breach any provision of these Website Terms of Use;
• the Company is unable to verify or authenticate any information that you provide to us; or
• the Company believes that your actions may cause damage and/or legal liability to the Company, any of its customers or suppliers or any other person.

‍

Registration and account security

Requirement for registration for clients

The Company reserves the right to make any parts of this site accessible only to its clients who have registered an account to use its Client Portal.

‍

Username and password

Upon registration with the Client Portal, you will be issued with a username and password to access your account. You are responsible for maintaining the security of your password for this site. The Company will not be liable for any loss or damage arising from or in connection with your failure to comply with this security obligation. You agree that the Company will be entitled to assume that any person using this site with your username and password is you or your authorised representative.

You must notify the Company immediately of any known or suspected unauthorised use of any password or any other breach of security.

‍

User information

In order to register an account with this site, you must agree to these Website Terms of Use and provide the Company with:

• a valid email address;
• accurate billing and contact information (including your street address and the name and telephone number of your authorised billing contact and administrator); and
• any other information that may be required by the Company during the registration process.

You must promptly update this information to maintain its accuracy at all times.

You represent and warrant to the Company that all information provided to the Company by you, including the information provided by you through our account registration module or entered into your account profile, is true and not misleading and does not violate any applicable law or regulation or any person's intellectual property or other rights.

‍

Multiple accounts and automated account opening

One person may not maintain more than one account with this site. Accounts registered by "bots" or other automated methods are not permitted.

‍

Approval of registrations

The Company reserves the right to accept or reject any application for registration of an account with this site at its discretion.

‍

Disclaimer and limitations

Information on this Website

Any information provided on this Website is general in nature and does not account for your specific personal circumstances.

The information contained on this Website is not intended to provide a recommendation to you personally to acquire a novated lease or any other financial products. Before making any decisions, including whether to acquire or vary a novated lease or any other interest in a financial product, you should seek independent financial advice and legal advice.

To the maximum extent permitted by law, and subject to the Australian Consumer Law, the Company and its officers, employees, agents, consultants, licensors, partners and affiliates:

• expressly disclaim all conditions, representations and warranties (whether express or implied, statutory or otherwise) in relation to this site, including any implied warranty/guarantee of merchantability, fitness for a particular purpose or non-infringement;
• exclude all liability for any omissions, errors or inaccuracies in the information on this Website;
• exclude all liability to you or any other person for any loss, cost, expense, claim or damage arising directly or indirectly out of, or in connection with, these Website Terms of Use or the use of this site by you or any other person;
• expressly limit their liability for breach of any non-excludable condition or warranty/guarantee implied by virtue of any legislation to the following remedies (the choice of which is to be at the Company's sole discretion):
  • • the supply of the services again; or
    • the payment of the cost of having the services supplied again.

Release

You agree that your use of this site is at your own discretion and risk. You agree to release the Company and its officers, employees, agents, consultants, licensors, partners and affiliates from any claim, demand or cause of action that you may have against any of them arising from these Website Terms of Use or the use of this site by you or any other person. The Company may plead this release as a bar and complete defence to any claims or proceedings.

The Company may pay and/or receive commissions in connection with its services.

‍

Novated Leasing Calculator

All projections shown in the calculator are illustrative only and are based on your inputs and the assumptions built into the calculator.

The calculator is based on applicable laws as at [1 July 2024] and may be inaccurate if such laws change.

To the extent permitted by law, neither Leaselab Pty Ltd (Leaselab) nor related bodies accept any liability for any omissions, errors or inaccuracies in the projections generated by the calculator.

This calculator is not intended to provide a recommendation to acquire any novated lease or other financial products.

Before making any decisions, including whether to acquire or vary an interest in any novated lease or other financial product, you should seek your own financial, taxation and legal advice.

About this calculator

This calculator can be used to provide you with an estimate of your potential tax savings from entering into a novated lease agreement.

The results produced by this calculator are based on assumptions as explained below.  These assumptions cannot be changes on the calculator, but you can contact us for a personalised quote.

‍

Limitations

Results generated by the calculator are based on assumptions and the potential tax savings are not guaranteed to occur.

The results may not be accurate as they do not account for your personal situation.

The calculator should not be relied on for making a decision about entering a novated lease agreement or any other particular financial product and it is not to be taken as financial advice.

You should seek your own financial, taxation and legal advice from a qualified adviser who can provide personalised advice to you.

Be aware that even small changes to assumptions can make large differences in results.

The tax assumptions used are general in nature only and do not constitute tax advice. Please see your tax adviser for advice specific to your individual circumstances.

‍

‍

General

Interpretation

In these Website Terms of Use, the following rules of interpretation apply:

• headings are for reference purposes only and in no way define, limit or describe the scope or extent of any provision in these Website Terms of Use;
• these Website Terms of Use may not be construed adversely against the Company solely because the Company prepared them;
• the singular includes the plural and vice-versa;
• a reference to a "person" includes an individual, a firm, a corporation, a body corporate, a partnership, an unincorporated body, an association, a government body or any other entity; and
• the meaning of general words is not limited by specific examples introduced by "including", "for example", "in particular" or similar expressions.

‍

Notifications

If you wish to contact the Company concerning these Website terms of Use you must do so via email send to team@leaselab.com.au

The Company may provide any notification for the purposes of these Website Terms of Use by email and/or by adding the notification into your user control panel.

‍

Costs

Except as specifically provided in these Website Terms of Use, each party must bear its own legal, accounting and other costs associated with these Website Terms of Use.

‍

Assignment

You may not assign, transfer or sub-contract any of your rights or obligations under these Website Terms of Use without the Company's prior written consent. Your registration with this site is personal to you and may not be sold or otherwise transferred to any other person.

The Company may assign, transfer or sub-contract any of its rights or obligations under these Website Terms of Use at any time without notice to you.

‍

No waiver

Waiver of any power or right under these Website Terms of Use must be in writing signed by the party entitled to the benefit of that power or right and is effective only to the extent set out in that written waiver. Any failure by the Company to act with respect to a breach by you or others does not waive the Company's right to act with respect to that breach or any subsequent or similar breaches.

‍

Severability

The provisions of these Website Terms of Use are severable and, if any provision of these Website Terms of Use is held to be illegal, invalid or unenforceable under present or future law, such provision may be removed and the remaining provisions shall be enforced.

‍

Variation

The Company reserves the right to amend these Website Terms of Use and any other policy on this site at any time in its sole discretion and any such changes will, unless otherwise noted, be effective immediately. Your continued usage of this site will mean you accept those amendments. We reserve the right, without notice and at our sole discretion, to change, suspend, discontinue or impose limits on any aspect or content of this site.

You may only vary or amend these Website Terms of Use by written agreement with the Company.

‍

Governing law and jurisdiction

These Website Terms of Use will be governed in all respects by the laws of Victoria. The parties irrevocably submit to the non-exclusive jurisdiction of the courts of Victoria and the courts of appeal from them.