Finance solutions
We offer a comprehensive range of car finance solutions. If you can’t qualify for a novated lease, you do have a few other options.
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We’re experts at car finance solutions. We specialise in novated leasing — because it’s so great (find out why here if you don’t know) — but if you can’t qualify for a novated lease, we have other options that might suit you. If you’re not sure or have any questions, chat to us about which option best suits your unique needs.
Novated lease
A novated lease lets you salary sacrifice your car and pay for it out of your pre-tax income. You can end up paying a lot less tax, you can avoid paying GST on your vehicle and running costs, you can get access to wholesale pricing, and you can include all of your running costs in your lease for one easy payment. It’s simply the most convenient and cost effective way to have a car.
Chattel mortgage
We have vast experience delivering complete chattel mortgage solutions. A chattel mortgage might suit you if you use a vehicle predominantly for business and are unable to quality for a novated lease. A chattel mortgage offers some attractive tax deductions and can help you save on GST. It also generally offers lower interest rates than a car loan.
Finance lease
A finance lease from leaselab can give you the benefits of car ownership on a flexible lease. Save on GST & get access to wholesale pricing for a better deal. A finance lease allows you to enjoy the benefits of car ownership (even though you’re technically leasing).
Secured car loan
A flexible secured car loan from leaselab can be a good option if you don’t qualify for a novated lease, don’t want to buy your vehicle outright and use your vehicle predominantly for personal use. If you’re looking to borrow money to purchase a vehicle, we offer a secured car loan as a simple, straight-forward option.
We’re experts at finding the best car package for individual circumstances, so if you’d like to chat through your situation, give us a call on 1300 888 594, or you can request a callback, or send us a message and we’ll message you back.